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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. When a single major medical contract covers all medical expenses, the plan is considered to be:

A) First-dollar
B) Supplemental
C) Comprehensive
D) Limited

2. The entire contract provision in an individual accident and health insurance policy states that the producer:

A) Has no authority to change the policy or waive any of its provisions
B) May waive only certain contract provisions
C) Has company authority to change the policy
D) Has company authority to waive any contract provisions

3. Which of the following is a requirement of an insurable risk?

A) The loss must be catastrophic.
B) The chance of loss must be calculable.
C) The loss must be intentional.
D) There must be a large number of different loss exposures.

4. An insurance producer's license may be suspended or revoked by:

A) The appointing insurer
B) The Maryland Insurance Administration
C) The Attorney General
D) The continuing education course provider

5. The Maryland Insurance Administration is an agency of the:

A) Maryland General Assembly
B) Federal government
C) National Association of Insurance Commissioners
D) State government

Solutions: